Aspire Financial

Do you have clients who are either new or experienced in the field of real estate investment? Aspire Advantage Rental Program is tailored to simplify the qualification process, placing a strategic focus on the subject property through the Debt Service Coverage Ratio (DSCR).

Here's why Aspire Advantage Rental Program is a strategic choice for your clients:

1. 🌟 Property Diversity: Single-family homes, condos, acreages, rooming homes, Airbnb, student housing and more! Versatility in property eligibility increases the scope for client options.

2. 🍁 Canadian Focused: Exclusive to Canadian citizens and permanent residents.

3. 💪 DSCR Flexibility: Two programs catering to DSCR >= 1.0 and 0.99–0.75. Tailored solutions for everyone!

4. 📈 Competitive LTV Ratios: Up to 80% on purchases, 75% on refinances!

5. 📊 Credit Confidence: Minimum Beacon score of 620. Fair terms based on the lowest score.

6. ⏰ Varied Loan Terms: 1, 2, 3, or 5-year terms with up to 40-year amortizations!

7. 💲 Generous Loan Amounts: $200,000 to $2,000,000 (Up to $6.25M for blanket/multiple properties loans!)

8. 📍 Strategic Lending Areas: Covering key regions in Ontario, BC, and Alberta - prime and secondary markets!

9. 📄 Streamlined Documentation: Easy process for appraisals, tax bills, and agreements!

10. 🏡 Experienced Investors Advantage: Tailored for experienced investors with no limit to properties in a portfolio and who may utilize registration under a Holdco structure!